Bank Holidays in September 2025: A State-Wise Guide for Indian Investors

In September 2025, banks across India will observe several holidays on account of regional festivals, state observances, and regular weekend closures – all as per the Reserve Bank of India’s (RBI’s) calendar. As an investor or trader, it’s essential to stay informed about these bank holidays to plan your financial transactions in advance.

Nationwide Bank Holidays

According to RBI, banks will remain closed on second and fourth Saturdays of the month, as well as Sundays, when in-branch services won’t be available but customers can carry out digital transactions. This means that you can still conduct online transactions, use mobile banking apps, and withdraw cash from ATMs on these days.

Festival-Driven Closures

Beyond regular weekends, September will feature nine festival-related holidays, though the dates vary by state. Major observances include:

September 3 (Wednesday): Karma Puja in Jharkhand, Odisha, and Chhattisgarh
September 4 (Thursday): First day of Onam in Kerala
September 5 (Friday): Eid-e-Milad – observed in several states, including Kerala and Maharashtra
September 6 (Saturday): Indrajatra in Sikkim and related observances in other regions

Weekend Holidays

In addition to festival-related closures, banks will also be closed on the following weekends:

September 7: Sunday
September 14: Sunday
September 21: Sunday
September 27: Fourth Saturday
September 28: Sunday

State/Union Territory-Wise Bank Holidays

Some states and union territories will observe additional bank holidays in September 2025. These include:

Jammu & Kashmir: Banks are closed on September 22-23 (Maharaja Hari Singh’s birthday)
West Bengal, Assam, Odisha, Tripura: Bank holiday September 29-30 (Maha Saptami and Ashtami)
Multiple States including Kerala, Maharashtra, UP: Eid-e-Milad bank holiday on September 5

Planning Ahead for Banking

While physical branches will be closed on these dates, digital banking routes – UPI, net banking, mobile apps, and ATMs – will continue to function uninterrupted. This means that you can still conduct online transactions, pay bills, and transfer funds using digital channels.

As an investor, it’s essential to plan your financial transactions in advance, taking into account the bank holidays in September 2025. You can use digital banking services to conduct transactions, and also consider visiting bank branches on working days to avoid any last-minute rush.

For more information on bank holidays and digital banking services, you can visit the Reserve Bank of India’s website or consult with your bank’s customer service team.

Conclusion

In conclusion, bank holidays in September 2025 may affect your financial transactions, but with digital banking services, you can still conduct online transactions and plan your finances in advance. Stay informed about the state-wise festival closures and regular weekend offs to avoid any inconvenience.